Under the Pre-Tax Contribution Program (PTCP), your share of the health insurance premium is deducted from your wages before taxes are withheld, which may lower your tax liability.

If you wish to change your PTCP selection for 2015, please see me to complete a new Health Insurance Transaction Form (PS-404) by November 28, 2014.

NO ACTION IS REQUIRED TO KEEP YOUR CURRENT PTCP STATUS.